PUBLIC NOTICE NOTICE OF SALE UNDER POWER

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10/7/2026

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PUBLIC NOTICE

NOTICE OF SALE UNDER POWER

COUNTY OF DECATUR
STATE OF GEORGIA

Under and by virtue of the power of sale contained in a Security Deed given by RITHO JEAN LOUIS to TATO HOLDINGS, LLC, dated September 10, 2024, filed for record September 11, 2024 in Deed Book 535 Pages 657-661, in the Office of the Clerk of the Superior Court of Decatur County, Georgia, conveying the after-described property to secure, among other debts, a Promissory Note in the original amount of TWO HUNDRED ELEVEN THOUSAND NINE HUNDRED NINETY-NINE DOLLARS AND 00/100 DOLLARS ($211,999.00), with interest thereon as set forth therein, there will be sold at public outcry for cash to the highest bidder before the courthouse door of Decatur County, Georgia, between the legal hours of sale on the first Tuesday in November, 2026, by TATO Holdings, LLC, as attorney in fact for Ritho Jean Louis, the following described property, to-wit:
TRACT I: All that certain city lot known as Lot Number Seven (7) in Block Fourteen (14) in the City of Bainbridge, Decatur County, Georgia. Said lot being on the North side of, and fronting on E. Shotwell Street; and being Fifty Feet in width; and running back North, of even width, One Hundred and Fifty Feet; according to a Map of the “Lucien C. Bower Division of Block Number Fourteen” recorded in the records of deeds of said County in Book W-3, Page 422.
TRACT II: All that certain Lot in the City of Bainbridge, Decatur County, Georgia, known as Lot Number Eight (8) in Block Fourteen (14), according to Map of the “Lucien C. Bower Division of Block Number Fourteen” recorded in the records of deeds of said County in Book W-3, Page 422, which map described said Lot Number Eight as being, and fronting, on the North side of E. Shotwell Street, Fifty Feet in width, and running back North, of even width, One Hundred and Fifty Feet in depth; and bounded on the South by E. Shotwell Street; and bounded on the North by Lot Number Twenty; and bounded on the East by Lot Number Nine; and bounded on the West by Lot Number Seven, all in said Block Number Fourteen.
TRACT III: All that tract or parcel of land lying, situate and being in the City of Bainbridge, Decatur County, Georgia, and being more particularly described as all of Lot Twenty (20) according to the Lucien C. Bower Division of Block Fourteen (14) of the Shotwell Addition to J. H. Carter’s survey of Bainbridge, Georgia, as per map in Deed Book W-3, Page 422, and being part of Lot of Land 221 in the 15th District of Decatur County, Georgia, as per map in Deed Book W-2, Page 78, in the Office of the Clerk of the Superior Court of Decatur County, Georgia.
TRACT IV: All that tract or parcel of land lying, situate and being in the City of Bainbridge, Decatur County, Georgia, and being more particularly described as the East ten (10) feet of Lot No. 19 according to the Lucien C. Bower Division of Block Fourteen (14) of the Shotwell Addition to J. H. Carter’s survey of Bainbridge, Georgia, as per map in Deed Book W-3, Page 422, and being the same property deeded to R. C. Connell by the Housing Authority of the City of Bainbridge, by Deed dated September 25, 1957, and recorded in Deed Book B-7, Page 134, in the Office of the Clerk of the Superior Court of Decatur County, Georgia.
Tracts III and IV being the same property described in that certain deed from R. H. Boyett and Nancy G. Boyett to Shirley A. Rogers, dated May 6, 1992, and recorded in Deed Book D-17, Page 302, in the Office of the Clerk of the Superior Court of Decatur County, Georgia.

To the best of the undersigned’s knowledge and belief, the party in possession is Ritho Jean Louis, the grantor of said Deed to Secure Debt or a tenant or tenants claiming, by through or under said grantor and the street address of the said property is 1127 E. Shotwell Street, Bainbridge, Georgia 39819.

The debt secured by the aforesaid Security Deed from Ritho Jean Louis is in default as to the payment of principal and interest because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed, and that debt has been and is declared due and payable in full. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in said Security Deed and by law, including attorney’s fees. Notice of the initiation of proceedings to exercise the power of sale contained in said Deed to Secure Debt, along with the intention to enforce the provisions of the note for collection of attorney’s fees, has been provided in accordance with legal requirements.
The proceeds from said sale shall be used, first for the payment of the total indebtedness now owed Lender, including principal, interest, attorney’s fees, and expenses, and the balance, if any, shall be delivered as provided by law.

Said property will be sold subject to any and all outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, the right of redemption of any taxing authority, rights of persons in possession, if any, matters which would be disclosed by an accurate survey or by an inspection of the property and matters of record superior to the Security Deed first described above.

Pursuant to O.C.G.A. § 44-14-162.2 the name, address, and telephone number of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness and security deed is: TATO Holdings, LLC, 1711 E. Shotwell Street, Bainbridge, Georgia 39819, 229-275-6775.

Please note that the secured lender is not required to negotiate, amend, or modify the terms of the secured debt.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the deed to secure debt.

This 28th day of September, 2026.
THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

/s/ Maggie Rentz Smith Maggie Rentz Smith
Attorney for TATO Holdings, LLC
Attorney-in-Fact for Ritho Jean Louis
Maggie Rentz Smith
Georgia Bar No. 126457
Conger & Smith, LLC
Attorneys at Law
P.O. Box 7457
Bainbridge, GA 39818
Telephone - (229)-246-0525

The Post-Searchlight:
Oct. 7, 14, 21 and 28, 2026
FC/LOUIS, R