PUBLIC NOTICE
NOTICE OF SALE UNDER POWER
GEORGIA, DECATUR COUNTY
Under and by virtue of the Power of Sale contained in a Security Deed given by Gene A Ouzts and Jean Ann Ouzts to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated June 29, 2009, recorded in Deed Book 290, Page 134, Decatur County, Georgia Records, as last transferred to U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCF III ACQUISITION TRUST by assignment recorded in Deed Book 563, Page 929, Decatur County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-EIGHT THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($148,
800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Decatur County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in December, 2026, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due and payable because of default having been made of the terms of the Note and Security Deed. The terms remaining in default, this sale will be made for the purpose of paying the total debt, including all expenses of this sale, as provided in the Security Deed and by law which includes, but is not limited to, attorney’s fees (notice pursuant to O.C.G.A. § 13-1-11 having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. Prospective bidders must perform their own due diligence.
U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCF III ACQUISITION TRUST is the holder of the Security Deed to the property in accordance with OCGA §
44-14-162.2.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Selene Finance LP, 3501 Olympus Boulevard, 5th Floor, Suite 500, Dallas, TX 75019, 8777683759.
Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.
Upon information and belief, said property is more commonly known as 163 Sykes Mill Rd, Climax, GA 39834. Should a conflict arise between the property address and the legal description, the legal description shall control.
ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (the “Rule”), found at 89 FR 70258, went into effect. The Rule applies to certain residential real estate sale transactions (including some that go beyond the typical one-to-four family residence) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicion Activity Report requirement. If applicable, as part of this Rule, buyers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rule’s federal reporting requirements, if applicable.* This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable.
*The Rule is the subject of ongoing litigation in several jurisdictions. We suggest that you seek your own legal counsel if you have questions about the status of the Rule and its applicability to your sale, if any.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) to confirmation that the successful bidder has timely provided all information required for reporting under the Rule, 89 FR 70258, if applicable.
U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCF III ACQUISITION TRUST as Attorney in Fact for Gene A Ouzts and Jean Ann Ouzts
McCalla Raymer Leibert Pierce, LLP
1544 Old Alabama Rd
Roswell, GA 30076
www.foreclosurehotline.netEXHIBIT “A”
All of that tract or parcel of land situate, lying and being in Lot of Land No. 139 in the 191th District of Decatur County, Georgia, containing 3.3 acres, more or less, more particularly described as follows, to wit: to find the point of beginning, commence at a point on the North lot line of said Lot No. 139, which point is
1500.1 feet South 89°00’ East of the Northwest corner of said Lot No. 139, and from said point run South 00°41’ West, a distance of 991 feet to the point of beginning; FROM THE POINT OF BEGINNING, run thence South 00°41’ West, a distance of 876 feet to a point; run thence South 89°00’ East, a distance of 105 feet to the West margin of the Pisgah Church-Climax public road; run thence North 08°00’ East, a distance of
556.04 feet to a point; run thence South 86°30’ East, a distance of
14.10 feet to the centerline of said Road; run thence along said Road centerline, North 08°00’ East, a distance of
319.48 feet to a point; run thence North 85°32’06” W, a distance of
125.86 feet to a point; run thence North 89°00’ West, a distance of 105 feet to the point of beginning. Less and except so much of said described property which lies within the right-of-way of said Pisgah Church-Climax public road.
MA December 1, 2026
Our file no. 26-24893GA
26-24893GA
The Post-Searchlight:
Nov. 4, 11, 18 and 25, 2026
26-24893GA/113230